Has a creditor or debt collector filed a debt collection lawsuit against you? We understand that many good people will experience financial hardship at some point in their lives. The Deese Law Firm protects consumer rights and defends consumers who have been sued by unscrupulous creditors and debt collectors.

In collection lawsuits, creditors and debt collectors are often able to obtain “default judgments” because consumers fail to respond to the lawsuit. To avoid a “default judgment” against you, you must file a timely answer with the court in your collection lawsuit. Once you have retained us, we can file an answer with the court and raise the necessary defenses to force the creditors or debt collectors to prove their cases.

We may even be able to go offense against your creditor or debt collector. Some creditors and debt collectors are very aggressive and engage in illegal or unfair debt collection practices prior to filing a lawsuit against you. Federal and state law protects you from unfair debt collection practices and may provide you with a valuable tool to fight back in your collection lawsuit.

We can also you help determine whether creditor or debt collector has violated your rights under the Fair Debt Collection Practices Act (the “FDCPA”) and the Texas Debt Collection Act (the “TDCA”). If you have been subjected to unfair collection practices, we may be able to file a lawsuit or claim for damages against your creditor or debt collector.

How Much Will It Cost To Hire An Attorney?

We do not want the cost of hiring an attorney to keep you from being able to defend yourself in your collection lawsuit.

In most cases, you will be charged a reasonable fixed fee based on the amount of debt allegedly owed when you hire us to represent you in your collection lawsuit. In certain instances, when your rights have been violated under the FDCPA or the TDCA, The Deese Law Firm may even agree to represent you in your collection lawsuit on a pro bono basis.

We encourage you to contact us today at 806.475.0150 if a creditor or debt collector has filed or threatened to file a collection lawsuit against you. You have options, and we are here to protect your rights!