Has a creditor or debt collector filed a debt collection lawsuit against you for a consumer debt? At The Deese Law Firm, Lubbock debt collection defense attorney Kyle S. Deese understands that many good people will experience financial hardship at some point in their lives. Kyle protects consumers’ rights and defends consumers who have been sued by unscrupulous creditors and debt collectors.

In credit card lawsuits and collection lawsuits, creditors and debt collectors are often able to obtain default judgments because consumers fail to respond to the collection lawsuit. To avoid a default judgment against you, you must file a timely answer with the court in your collection lawsuit. Once you have retained Kyle S. Deese to serve as your credit card defense attorney, Kyle can file an answer with the court and raise the necessary defenses to force the creditors or debt collectors to prove their cases.

Lubbock attorney Kyle S. Deese may even be able to go on offense against your creditor or debt collector. Some creditors and debt collectors are very aggressive and engage in illegal or unfair debt collection practices prior to filing a collection lawsuit against you. Federal and state law both protect you from unfair debt collection practices and may provide you with a valuable tool to fight back in your collection lawsuit or credit card defense case.

Kyle S. Deese can help you determine whether a creditor or debt collector has violated your rights under the Fair Debt Collection Practices Act (the “FDCPA”) or the Texas Debt Collection Act (the “TDCA”). If you have been subjected to unfair collection practices, Kyle may even be able to file a separate lawsuit or a counterclaim for damages against your creditor or debt collector.

How Much Will It Cost To Hire A Lubbock Credit Card Defense Attorney?

The Deese Law Firm and Kyle S. Deese do not want the cost of hiring an collection lawsuit attorney to keep you from being able to defend yourself.

In most cases, you will be charged a reasonable fixed fee when you hire Kyle S. Deese to represent you in your collection lawsuit. In select cases, when your rights have been violated under the FDCPA or the TDCA, Kyle may even agree to handle your debt collection defense matter on a pro bono basis.

If a creditor or debt collector has filed or threatened to file a collection lawsuit against you, The Deese Law Firm encourages you to contact us today at 806.475.0150 to schedule a free telephone consultation with Kyle S. Deese. Our Lubbock debt collection defense attorney may be able to help you!