The Deese Law Firm’s student loan law practice is limited at this time to helping consumers or student loan borrowers who have been subjected to debt collection harassment by debt collectors and private lenders attempting to collect on private student loan debt.

We will protect your rights if you are being harassed an abusive lender or debt collector for a private student loan. The Deese Law Firm is dedicated to fighting for consumers and student loan borrowers. In fact, we only represent consumers and student loan borrowers.

Private lenders who engage in unfair debt collection practices can be sued for damages under the Texas Debt Collection Act (the “TDCA”). Under the TDCA, borrowers can sue for actual damages, statutory damages up to $100 per violation for certain violations, and attorney’s fees and costs. Student loan borrowers in Texas can also seek an injunction to prevent their lender from committing additional violations of the law.

How To Stop Abusive Student Loan Debt Collection Practices

Are you being harassed by a debt collector for a private student loan? If so, you may be able to use both the Texas Debt Collection Act and the federal Fair Debt Collection Practices Act (the “FDCPA”) to stop the abuse or end the harassment.

The FDCPA provides that student loan borrowers can sue third party debt collectors for unfair collection practices and recover actual damages, statutory damages up to $1000 per case, and reasonable attorney’s fees and costs. Some of the most common violations of the FDCPA can be found on our abusive debt collection page.

If an abusive private lender or debt collector is pursuing you for nonpayment of your private student loan, you should immediately begin keeping detailed records of all communications. You should also contact us at 806.475.0150 to schedule a free case evaluation to determine whether your rights have been violated.

How Much Does It Cost To Hire Our Firm?

If your rights have been violated under the FDCPA or the TDCA, it will cost you nothing to hire The Deese Law Firm unless there is a recovery in your case. We accept cases on a contingency fee basis and will be paid a percentage of the total recovery if you agree to settle your case. If we win your lawsuit, we will ask the court to order your private lender or debt collector to pay the court costs and your attorney’s fees.

If you have been abused by a debt collector or private lender attempting to collect on your private student loan debt, contact us today at 806.475.0150 to schedule a free consultation. We protect consumer rights and will work hard to end the harassment!