Student Loan Law
The Deese Law Firm’s student loan law practice is limited at this time to helping consumers or student loan borrowers who have been subjected to debt collection harassment by debt collectors and private lenders attempting to collect on private student loan debt.
If you need help with a private student loan, Lubbock student loan lawyer Kyle S. Deese will work hard to protect your rights and will do his best to help you stop illegal collection harassment by abusive lenders or debt collectors. Kyle S. Deese is dedicated to fighting for consumers or student loan borrowers. In fact, Kyle only represents consumers or student loan borrowers and never works for commercial businesses.
Private lenders who engage in unfair debt collection practices can be sued for damages under the Texas Debt Collection Act (the “TDCA”). Under the TDCA, borrowers can sue for actual damages, statutory damages up to $100 per violation for certain violations, and attorney’s fees and costs. Student loan borrowers in Texas can also seek an injunction to prevent their lender from committing additional violations of the law.
How To Stop Abusive Student Loan Debt Collection Practices
Are you being harassed by a debt collector for a private student loan? Are there any student loan laws that can potentially be used to protect consumers? In short, you may be able to use both the Texas Debt Collection Act and the federal Fair Debt Collection Practices Act (the “FDCPA”) to stop the collection abuse or end collection harassment.
The FDCPA provides that student loan borrowers can sue third party debt collectors for unfair collection practices and recover actual damages, statutory damages up to $1000 per case, and reasonable attorney’s fees and costs. Some of the most common violations of the FDCPA can be found on our debt collection harassment page.
If an abusive private lender or debt collector is pursuing you for nonpayment of your private student loan, you should immediately begin keeping detailed written records of all communications. You should also contact The Deese Law Firm at 806.475.0150 to schedule a complimentary case evaluation with Lubbock student loan attorney Kyle S. Deese. Kyle can determine whether your rights have been violated and whether the lender or collection agency may be liable for collection harassment violations.
How Much Does It Cost To Hire Our Lubbock Student Loan Lawyer?
If your rights have been violated under the FDCPA or the TDCA, it will cost you nothing to hire The Deese Law Firm and Kyle S. Deese, unless there is a recovery in your case. Kyle S. Deese accepts cases on a contingency fee basis and will generally be paid a percentage of the total recovery if you agree to settle your case. If our Texas student loan lawyer wins your lawsuit, Kyle will ask the court to order the private lender or debt collector to pay your court costs and attorney’s fees.
If you have been harassed by a debt collector or private lender attempting to collect on your private student loan debt, contact The Deese Law Firm today at 806.475.0150 to schedule a free telephone consultation with Kyle S. Deese. The Deese Law Firm protects consumer rights and will work hard to help end the collection harassment!